Impact of Alternative Ways of Acquiring Equipment on Farmers′ Competitiveness

Abstract

To keep pace with competing farmers in terms of technological equipment, and thus the amount of yield and quality of those products, traditional farmers are forced to carry out the modernization of its technical and technological capacity. The development of a number of financial services in the past decade and their offerings by financial institutions in the Republic of Serbia, made available to interested parties numerous opportunities for funding the purchase of equipment. Respecting all the difficulties that local farmers have faced in the past, the paper will consider the possibility of using borrowed funding, primarily loans and leases, as well as alternatives and their impact on the competitiveness of users.

Da bi održali korak sa konkurentskim proizvođačima u pogledu tehnološke opremljenosti, a time i visine prinosa i kvaliteta dobijenih proizvoda, tradicionalni poljoprivredni proizvođači su prinuđeni da vrše osavremenjavanje svojih tehničkotehnoloških kapaciteta. Razvoj brojnih finansijskih usluga u protekloj deceniji i njihova ponuda od strane finansijskih institucija u Republici Srbiji, zainteresovanim stranama čini dostupnim brojne mogućnosti finansiranja nabavke opreme. Respektujući sve teškoće sa kojima su se domaći farmeri suočavali u proteklom periodu, u radu ćemo razmatrati mogućnosti korišćenja pozajmljenih izvora finansiranja, pre svega kredita i lizinga, kao alternativa i njihov povratni uticaj na konkurentnost korisnika.